BELFAST CITY CENTRE: 028 9013 7392 | EAST BELFAST OFFICE: 028 9560 9410 | ORMEAU ROAD, BELFAST: 028 9521 9349 | LISBURN RD BELFAST: 028 9521 9351 | DROMORE: 028 9210 6060 | LISBURN: 028 9279 4300 | GLENGORMLEY: 028 9072 7636 | ARMAGH: 028 3743 0770 | LURGAN: 028 3898 4004 | DUNGANNON: 028 8747 0270 | COALISLAND: 075 6180 7334 | COOKSTOWN: 028 8673 1055 

Contact Your Local Branch

BELFAST, CITY CENTRE: 028 9013 7392
BELFAST, EAST OFFICE: 028 9560 9410
BELFAST, ORMEAU ROAD: 028 9521 9349
BELFAST, LISBURN ROAD: 028 9521 9351
DROMORE: 028 9210 6060
LISBURN: 028 9279 4300
GLENGORMLEY: 028 9072 7636
ARMAGH: 028 3743 0770
LURGAN: 028 3898 4004
DUNGANNON: 028 8747 0270
COALISLAND: 075 6180 7334
COOKSTOWN: 028 8673 1055

Filip Klimek

Independent Mortgage Broker and Insurance Advisor

Filip Klimek

Independent Mortgage Broker and Insurance Advisor


Phone: 075 3359 3040

Filip graduated from Business University in Poland gaining a Master Degree in Finance Management. In 2010 after moving to Northern Ireland he started his own firm helping other Entrepreneurs with their financial matters. He started working as an Insurance Adviser in 2015 working for a national network. He joined The Mortgage Clinic in 2018 to further his career as an Independent Mortgage Adviser He specialises in all types of mortgages from First Time Buyer, Co-ownership, Self Build, Home Movers, Remortgages, Debt consolidation, to Buy to Let. He can search and compare deals across the whole of the mortgage market in a wide range of mortgage types, ensuring that you get the best deal available for you on any given day, and has access to many ‘Broker only’ banks & building societies and exclusive deals.

My main goal as an Independent advisor is to find the best mortgage deal and insurance cover for my clients based on his current circumstances and needs. I approach each client individually with the purpose of providing the highest level of service.

Filip offers independent mortgage advice for:

  • First Time Buyer Mortgages
  • Buy to Let Mortgages
  • Self Build Mortgages
  • Home Movers Mortgages
  • Remortgage / New Mortgage Deals
  • Co-Ownership Mortgages

We are also Independent Insurance Brokers for:


  • Life Insurance & Critical Illness insurance
  • Accident & Sickness Insurance
  • Home Insurance, Building Insurance & Contents Insurance
  • Private Health Insurance or Private
  • Medical Insurance
  • Income Protection insurance
  • Redundancy Insurance
  • Landlord Insurance, Building Insurance & Contents Insurance
  • Commercial Insurance

Filip ukończył studia wyższe o kierunku Zarządzanie i Marketing ze specjalizacją Zarządzanie Finansami. W 2010 roku przeprowadził się na stałe do Irlandii Północnej gdzie otworzył firmę Biuro Profit, której klientami są osoby prowadzące działałność gospodarczą. W 2015 roku rozpoczął pracę jako doradca ubezpieczeniowy. Od 2018 reprezentuje firmę The Mortgage Clinic jako niezależny doradca finansowy. Posiada dostęp do wielu banków, towarzystw kredytowych oraz ofert dostępnych wyłącznie dla niezależnych doradców kredytowych i brokerów. Specjalizuje się w kredytach hipotecznych dla osób kupujących nieruchomość po raz pierwszy, przekredytowaniach obecnych umów, kredytach z opcją współwłasności oraz kupna nieruchomości pod wynajem.

„Jako niezależny doradca finansowy chcę, aby klient zawsze otrzymał najlepszą ofertę kredytową lub ubezpieczeniową dopasowaną do jego obecnej sytuacji oraz potrzeb. Każdego klienta traktuję w sposób priorytetowy, a jego zadowolenie ma dla mnie nadrzędne znaczenie”

Filip oferuje niezależne doradztwo dotyczące kredytów hipotecznych:

  • Kredyty hipoteczne dla osób, które po raz pierwszy kupują nieruchomość
  • Kredyty hipoteczne na zakup nieruchomości pod wynajem
  • Kredyty hipoteczne na budowę domu
  • Kredyty hipoteczne dla osób, które zmieniają obecny kredyt hipoteczny kupując inną nieruchomość
  • Przekredytowania obecnych umów kredytowych
  • Kredyty hipoteczne z opcją współwłasności

Filip udziela również porad jako niezależny doradca ubezpieczeniowy oferujący:

  • Polisy na życie oraz polisy na życie z chorobami krytycznymi
  • Polisy wypadkowe i chorobowe
  • Ubezpieczenia domu, budynku oraz majątku
  • Prywatne ubezpieczenia zdrowotne lub prywatne ubezpieczenia medyczne
  • Ubezpieczenia dochodu
  • Polisy na wypadek zwolnienia z pracy
  • Ubezpieczenia zabezpieczające osoby, które wynajmują nieruchomość lokatorom oraz budynku lub majątku
  • Ubezpieczenia firm

Data notice:
You consent to us storing and using your name, email address, IP address and phone number for the purposes of responding to your enquiry. For more information please see our privacy policy.

We will never share your information with a 3rd party. We hate spam just as much as you do!

Why Choose Us

We are the Number 1 reviewed (five star) ★★★★★ Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.

We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application .

We offer independent advice, and can find you the best deals available for your circumstances!

Book your free Initial Mortgage Planning Consultation


“Cannot recommend this mortgage adviser highly enough. I came across Helmut’s website after searching online, and I am so pleased that I made contact. Being a first time buyer, I was apprehensive about the options available to me. My first point of contact in looking into a mortgage was with my own bank, I then compared this to a few other highstreet banks, but I was not pleased with the options that they were offering. When I first met with Helmut, I explained my financial position to him and he was confident that he could assist me. He found several mortgages that I was eligible for, and they were at a considerably different amount than the banks offered me initially.” read more..

C. MCCabe, Crumlin

“As a first time buyer I was nervous about the house buying process. Helmut, mortgage advisor Lurgan at The Mortgage Clinic made the whole thing stress free and was very efficient with every detail. He organised both my mortgage and insurances, providing great mortgage advice and getting the best deals for me. I would like to thank Helmut for being so accommodating when meeting me and so meticulous meaning I didn’t have to worry about anything. I would definitely recommend anyone to use this service for Mortgage advice Lurgan

E. McNamee, Lurgan

“We sourced Helmut Elstner as our mortgage adviser. We were first time buyers and very new to the process. Helmut from The Mortgage Clinic was able to provide the guidance we needed and process all information in our home and at times that suited us. He was always in constant communication and was able to find us the best mortgage deals available in a very short space of time. His advice fee was very reasonable compared to any other mortgage adviser we had met. The mortgage he suggested was perfect for what we needed. The process felt much easier with Helmut on side and proceeded at a great pace. We would advise anyone to use Helmut from The Mortgage Clinic for any mortgage or financial needs, a five star service!”

J&M, Belfast

“I would highly recommend The Mortgage Clinic to anyone. Helmut dealt with my first mortgage and then re-mortgage in a very professional and efficient manner. Dealing with an independent mortgage advisor gave a flexibility to pick tailored product that worked for me. Helmut brought to my attention details I would have never considered and saved me a lot of money and hassle.
I felt well looked after and that my needs were the priority. The best mortgage advisor I have ever came across and I have high confidence in his services.
Thank you !”

Miss E Piasecka