Life Insurance & Critical Illness Cover
Do you know there are vast differences between all Life Insurance & Critical Illness policies on the market today?
Differences to be aware of…
- Each Life Insurance provider covers a different number of Critical Illnesses ranging from about 15 to 170 The more the better!
- Some pay out claims upon early disease diagnosis, others require severe illness diagnosis. Early is best letting you have treatment to get better!
- Partial claims and full claims may be paid out.
- Some Policies may get more expensive as you get older, others will stay the same throughout the duration
- The best insurers publish their statistics on claims paid out the others do not.

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Why Choose Us
We are the Number 1 reviewed (five star) Mortgage Advice company in Belfast and beyond by Google. Contact us today for trusted advice.
We are familiar with the lending criteria for all of the major lenders, we look out for pitfalls and problems on your behalf and increase your chances of having a successful mortgage application.
We offer independent advice, and can find you the best deals available for your circumstances!
Your Aim: To have Insurance in place which gives you a high chance of making a successful claim, covering the Illnesses that you are likely to get!
Our Service is simple…. We analyse the benefits of all policies on the market for you, and arrange a policy offering you the most Critical Illnesses covered with early disease diagnosis payout!
It is our aim therefore to make sure you have the best cover and increase your chances of a successful claim.
When you purchase a property you are most likely acquiring your largest and most expensive asset. You will have gathered together precious savings to help pay for it, put thought into arranging a mortgage, spent time picking it and decorated it with love and care. But… What happens if you are struck with a critical illness and no longer able to work? Or if your partner dies suddenly leaving you to survive with the mortgage on your own? Who pays for your mortgage payments? If your mortgage payments aren’t met you risk losing this precious and valuable asset! Do you have adequate Life Insurance & Critical Illness Cover?
At The Mortgage Clinic we want to make sure that you can keep your home no matter what happens. We always recommend full cover to protect your mortgage in the event that you die prematurely or are diagnosed with a critical illness.
Did you know?
- 1 in 2 people in the UK with develop some form of cancer during their lifetime (Cancer Research UK 2016)
- Every year 150,000 people in the UK have a stroke*
- There are around 103,000 heart attacks in the UK each year*
- There are an estimated 100,000 people living with Multiple Sclerosis in the UK*
These 4 illnesses – Cancer, Stroke, Heath Attack and Multiple Sclerosis – are the most common reason for Critical Illness claims.What would you do if the worst happened to you or your partner? The good news is that survival rates are improving but it is more important than ever to be financially prepared.
At The Mortgage Clinic our mortgage broker Lurgan we will discuss your protection needs fully to make sure that you have cover in place to suit your needs and your budget.
- We are independent insurance brokers for Life Insurance & Critical Illness cover and our hand-picked insurers provide various levels of cover, with additional benefits available, and all have excellent claim payment history. We want to help you and your family financially in the event of a premature death or critical illness hitting the household, allowing you to look after what really matters – you and your loved ones!
* Claims statistics from Friends Life 2015
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The Mortgage Clinic
The Mortgage Clinic is a trading style of The Mortgage & Finance Clinic Ltd who are authorised and regulated by the Financial Conduct Authority, company registration number 784955
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Contact Us
The Mortgage Clinic
68-72 Newtownards Road
City East Business Centre
Belfast
BT4 1GW
028 9560 9410
The Mortgage Clinic
247 Lisburn Road
Belfast
Antrim
BT9 7EN
028 9521 9351
E: info@themortgageclinicuk.co.uk
322A Ormeau Road
Belfast
Antrim
BT7 2GE
028 9521 9349
The Mortgage Clinic
29 Union Street
Lurgan
Craigavon
BT66 8DY
033 0133 0758
The Mortgage Clinic
322A Ormeau Road
Belfast
BT7 2GE
028 9521 9349
The Mortgage Clinic
29 Union Street
Lurgan
Craigavon
BT66 8DY
033 0133 0758
E: info@themortgageclinicuk.co.uk

City East Office – 68 – 72 Newtownards Road | City East Business Centre | Belfast | BT4 1GW | Tel: 028 9560 9410
Lisburn Road Office – 247 Lisburn Rd | Belfast | BT9 7EN | Tel: 028 9521 9351
Ormeau Road Office – 322A Ormeau Road | Belfast | BT7 2GE | Tel: 028 9521 9349
Lurgan Office – 29 Union Street | Lurgan | Craigavon | BT66 8DY | Tel: 033 0133 0758

@2019 The Mortgage Clinic
City East Office
68 – 72 Newtownards Road
City East Business Centre, Belfast
BT4 1GW
Tel: 028 9560 9410
Lisburn Road Office
247 Lisburn Rd, Belfast
BT9 7EN
Tel: 028 9521 9351
Ormeau Road Office
322A Ormeau Road, Belfast
BT7 2GE
Tel: 028 9521 9349
Lurgan Office
29 Union Street, Lurgan
Craigavon
BT66 8DY
Tel: 033 0133 0758