Deciding whether to get a mortgage from a bank or broker in the UK can be a difficult decision. Both have their advantages and disadvantages, so it is important to weigh these up carefully before making a final decision. Banks can offer competitive interest...
Why choose us? The Mortgage Clinic was established in the beginning of 2015 by Helmut Elstner, a mortgage advisor who, contrary to his name, is from Northern Ireland. It is a young and innovative company that offers free, impartial mortgage advice. You can be...
There is a significant probability that you may have to pay Stamp Duty Land Tax to the government if you are purchasing real estate in the UK. The cost of the property being purchased and your circumstances as a homebuyer will determine whether or not you must pay the...
Is my credit score high enough to qualify for a mortgage? is one of the first things you ask yourself when you first consider buying a home. This is an important question because lenders can determine from your credit score whether you would be a good borrower—that...
Mortgages are no different from other loans in that they all have interest rates. The percentage added to your debt as a fee for using the services of your selected lender is known as the interest rate of a mortgage. It’s crucial that you consider every possible...